Tanrek.com's analysis of North Carolina counties & cities showed a wide range of car insurance rates. Our below compilation shows the top 20 cheapest North Carolina counties & cities.

Tanrek.com's Top 20 Cheapest North Carolina Counties for Car Insurance
1. Chatham County: $680
2. Carteret County: $700
3. Union County: $770
4. Moore County: $780
5. Buncombe County: $820
6. Henderson County: $840
7. Brunswick County: $850
8. Mecklenburg County: $860
9. Durham County: $900
10. Pasquotank County: $930
11. Polk County: $960
12. Jackson County: $970
13. Perquimans County: $970
14. Cabarrus County: $980
15. Macon County: $990
16. Transylvania County: $990
17. Iredell County: $1000
18. Davie County: $1030
19. Madison County: $1040
20. Clay County: $1060

Tanrek.com's Top 20 Cheapest North Carolina Cities for Car Insurance
1. Frisco: $650
2. Bennett: $650
3. Scotch Meadows: $660
4. Shallotte: $670
5. Valley Hill: $670
6. Panther Branch: $680
7. Forest Oaks: $690
8. Lovelace: $690
9. Belvidere: $690
10. Neuse: $700
11. Camden: $700
12. Unionville: $710
13. Carolina Shores: $710
14. Chestnut Hill: $710
15. Middle Creek: $710
16. Neuse Forest: $710
17. Ivy Hill: $720
18. Hogback: $720
19. Spivey's Corner: $740
20. Fulton: $740

Car Insurance varies based on the vehicle you drive as well. Here is an example for Cadillac Insurance rates fromCross Creek (http://www.tanrek.com/cross-creek-car-insurance-north-car...) in North Carolina.

Cross Creek rates for Cadillac CTS models such as Luxury, Premium, CTS, Performance & V are around $1163 to $1526. The rates for a car such as 2011 Cadillac CTS Performance 2 Door Coupe would be about $1320 which is about 5% of the total cost of a car.

Cross Creek rates for Cadillac SRX models such as SRX, Luxury, Performance Turbo AWD, Performance, Premium Turbo AWD & Premium are roughly $1148 to $1279. Insurance for a 2012 Cadillac SRX Performance 4 Door Utility in Cross Creek is $1230 while nearby places such as Rex, Pembroke and Wagram are costlier by $380, $390 and $450 respectively whereas Grays Creek and McLauchlin are cheaper by $110 and $70 respectively.

Cadillac Escalade models such as Escalade, Luxury, ESV, Premium, ESV Luxury, ESV Premium, EXT, Platinum, EXT Luxury, EXT Premium, ESV Platinum, Hybrid & Platinum Hybrid cost approximately $1397 to $1694 in Cross Creek. A 2009 Cadillac Escalade EXT Luxury 4 Door Utility Ethanol's insurance costs in Cross Creek is $1500 and is in contrast with nearby locations such as Carvers Creek (-$150), Upper Little River (+$410), Coats (+$530), Parkton (+$550) and Vann Crossroads (+$570).

Beyond the car vehicle insurance, each auto insurance quote is specific to you. Here is a case study comparing two different individuals fromFort Mill (http://www.tanrek.com/fort-mill-car-insurance-south-carol...) in South Carolina.

Each auto insurance quote is exclusive to you. For Example, a 65 year senior with 2 accidents and Post DUI driving a 2005 Buick LaCrosse bought from Hoover Mitsubishi could pay $2641 while a 60 year female senior with no accidents driving a 2008 Jeep Liberty bought from Benson Hyundai could pay $1244, a difference of $1397. However, comparing multiple quotes for the same person for the 2005 Buick LaCrosse or the 2008 Jeep Liberty in Fort Mill, can save upto $260 & $120 respectively.

The full rankings are available at http://www.tanrek.com