Medicare Supplement Saver, which helps seniors save money on Medicare supplement insurance, has introduced an Annual Savings Review. Because supplement or gap insurance rates frequently increase, the service checks in with clients each year to make sure they continue paying the lowest rates for their chosen plan.

As an independent agency, they are able to do this by checking rates at several insurance companies and moving clients to the most affordable options. The service is free.

"An estimated 89% of seniors overpay for this kind of insurance," said Jeff Wirth, founder of Medicare Supplement Saver. "This is a real problem, because each Medicare supplement plan offers the same coverage, no matter who provides the coverage or how much it costs. My goal as an independent agent is to make sure seniors are covered without being overcharged."

Because of rising rates, even those who received a low rate when they first began to carry gap insurance may be overpaying today. Many insurance agents and companies simply sign up seniors when they become eligible for gap coverage and then move on to helping others. In this case, it's up to seniors to remember to contact their agent from time to time to see if better rates are available.

"Most people won't remember to check on their rates," said Wirth, "and their agents or insurance companies are too busy to automatically go back to them over time. But seniors have too many rising costs in their lives, and this needs to be addressed. This is why we've introduced the Annual Savings Review."

Wirth believes seniors will benefit by calling about their rates today, even if they're already on a low-cost plan. This is because, once they become clients, they'll gain the advantage of these annual checkups, along with an advocate who can answer their questions about this insurance. This includes guidance about which type of plan will best fit their needs.

There is no fee or additional cost to one's insurance plan when working with Medicare Supplement Saver. In fact, some seniors believe they can save money by calling the insurance company directly, but this isn't the case. And those seniors lose the benefit of an agent finding the lowest price among many providers.

For more information about this free service, call Jeff Wirth at Medicare Supplement Saver toll free: (800) 403-2960. Or visit the company online at www.MedicareSupplementSaver.com.

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