If you're nearing retirement, or you've recently retired and wondering how you'll be able to cope with little to no savings, this report can help put you on the right track.Titled "How to Retire with Little or No Money in Savings," the report provides you with strategies you can put into action right now to supplement your income, reduce your expenses and assuage those nagging anxieties.Learn more about what you can do right now to make a positive difference, at https://crucialconstructs.com/how-to-retire-with-little-or-no-money-in-savingsStudies show that 22 % of Americans have less than $5,000 in their retirement savings. 15% have little to no savings. If you can relate, a report published by Crucial Constructs can help you create a tenable plan for your future.Fundamental to any difficult situation is the courage to change. Authors of the Crucial Constructs report say you can set about creating a better financial future and live more comfortably by following this five-point plan.The first point of action the report suggests is a thorough examination of your social security benefits. Many Americans expect to live on these benefits through their retirement, but this isn’t always possible. Did you know that in 2019 social security was overhauled so that today, payouts average less than $1,500? Understanding this framework will help you lay the foundation for a more practical lifestyle.To create your new lifestyle, a reduction in heavy financial burdens such as vehicles and mortgages is strongly recommended. If you're living in a pricy city, you may want to consider moving to a more affordable area. A new state, even. For example, if you live in New York and you move to Arizona, you can reduce your living expenses by 20%.Debt repayment should also be your top priority. And credit card debt? Forget it. Pay them off, cut them up.The report also says you should learn more about your pension plan. If you've been working for the same company for years you will receive payments which, when combined with your social security benefits and a more modest lifestyle, can lead to a comfortable, worry-free future.If you're able to work part-time or on a flexible schedule, Crucial Constructs recommends looking into high-demand service areas such as consulting, baking, or dog walking.If you're concerned about the impact of your financial position on your retirement years, Crucial Constructs can help you create a liveable plan that will help you enjoy a more comfortable future.If you're ready to make a positive change, visit https://crucialconstructs.com/how-to-retire-with-little-or-no-money-in-savings so you can learn more.