Identity theft occurs more frequently than most people realize, affecting over 10 million people every year. When it comes to how to prevent identity theft, Legal-yogi.com is full of information, including:

· How it Happens

· Identifying Thieves

· Credit Card Safety

· Guard Social Security Numbers

Methods of Identity Theft

How can you avoid identity theft? Get to understand how it happens. One way they steal one’s identity is by “dumpster diving,” in which a thief goes through an apartment building’s dumpster, looking for documents that contain the full name, birth date, and/or Social Security number (SSN) of individuals living there. Once they have it, they go on a shopping spree, buying cars, boats, and even houses in the other person’s name. Catching personal information given out on unsecure websites is another effective method. The old-school “grab and run” is still popular, too.

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Knowing Who the Thieves Are

In many cases, the identity thief is a stranger to his victim, but in others, it is usually someone close to the target. A trusted friend or relative are the most common culprits. Believe it or not, these people will even commit credit card ID theft. Not only are they stealing the number from a credit card, they’re using it to access other facts about the card’s owner so they can open other credit accounts in his name. From there, the damage to the poor victim’s credit score can be incredible and hard to repair.

Keeping Charge Cards Protected

Here is one of the best answers to how to prevent identity theft: Keep credit card numbers safe from “shoulder peepers” – people who stand behind a card user in a store line and peer over his shoulder to copy the numbers. Once he has them, he’s going to buy everything in sight, annihilating someone’s credit. When using a card to purchase an item, be sure to lean over the counter a bit to “cloak” the number from prying eyes.

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Securing Social Security Numbers

The people who perpetrate the most identity theft through a Social Security number are parents of minor children. Shocking as it is, it’s true. Many of them don’t consider that a child’s SSN actually belongs to him until he turns 18, so using it is not “stealing”; it’s using something that is theirs to do whatever they wish to with. To prevent anyone else from getting an SSN, keep it locked up securely and don’t give it to anyone.

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