LOS ANGELES, June 11, 2025 - Pagos, an all-in-one provider of payments optimization solutions, today announces the launch of its first Model Context Protocol (MCP) Server, making it easier than ever for AI agents and applications to query the payments intelligence available only through Pagos.

This MCP Server, designed for their direct-to-network BIN data solution, allows large language models (LLMs) and AI-powered tools to securely query real-time BIN-level card data directly from card networks. This marks the company's first step toward a more open, accessible future for payment data!

Seamlessly Integrate BIN Data into Your Workflows

In this first release, the Pagos MCP Server exposes the BIN-level card data merchants need to efficiently manage card-based payments globally. Developers and businesses can now plug this data directly into their AI workflows, making it easier than ever to:

Get to know your customer base with card details like issuer, card brand, and country data
Design routing strategies around preferable approval rates and processing costs
Finetune your retry strategy
Create BIN-based fraud rules to identify and block issuing banks or specific BINs frequently associated with fraud or carding attacks
Reduce your interchange costs by identifying when a customer's card qualifies for Level II or III data
Prototype AI tools without building a custom connector to Pagos

"We're watching merchants embrace AI as a partner in their quest for payments optimization," said Klas Bäck, CEO and Co-founder of Pagos. "But these tools are only as good as the context they can access. Our MCP Server opens the door to smarter BIN-based automation by giving AI agents the most up-to-date data directly from the card networks."

Get Started in Minutes

To level-up your BIN data usage:

Explore the Pagos MCP Server on GitHub
Sign up for Pagos to get API access
Deploy the server locally or in your environment of choice

Pagos plans to expand its MCP offerings over the coming months, adding support for other core products and workflows. In the meantime, they're actively seeking feedback from developers, merchants, and AI builders.

About Pagos

Pagos is a 2024 Fintech Innovation 50 honoree, providing data-driven payments intelligence solutions that help businesses maximize revenue and minimize costs. The company powers payments optimization for leading global brands including Adobe, Eventbrite, GoFundMe, StubHub, Ultra Mobile, and Warner Bros. Discovery (Max).

Pagos is backed by Arbor Ventures, Infinity Ventures, Point72 Ventures, Tarsadia, and Underscore VC and has a global team spanning ten countries.

To learn more, visit www.pagos.ai.

Press Contacts:
Pagos
Klas Bäck
press@pagos.ai

SOURCE Pagos